Ayokunle Olajubu

Mr. Ayokunle Olajubu Abraham is currently the Managing Director/ Chief Executive, at United Bank for Africa Liberia Limited. He is vast with banking experience, having worked and excelled in several capacities as a banker for over 33 years.

He started his professional Banking career in March 1992 at entry level as a Teller with the defunct Nigeria International Bank before moving to the then Citizens Bank in 1995. He joined UBA in 1995 and later moved over to Access Bank where he was deployed as an expatriate staff in Sierra Leone, Cote D’Ivoire, and the Gambia where he became the Managing Director/CEO.

Due to his enthusiasm to continue his career at UBA, Ayokunle rejoined the bank in 2021 as the Group Head of Compliance, and due to his major achievements in banking, he was redeployed to Liberia as the Managing Director/CEO of the Subsidiary.

He is a highly motivated, enthusiastic, and effective team builder with strong leadership and communication skills.

Ayokunle acquired his academic qualifications at the University of Ilorin, the University of Pennsylvania, the United States of America, and the University of Bangor in the United Kingdom. He is an associate member of the Nigeria Chartered Institute of Bankers and also a member of the Chartered Institute of Bankers of England.

 Ayokunle’s career objective has been to enjoy a rewarding career in banking and general management where his varied skills can profitably be utilized to achieve corporate objectives.

Ebele Ogbue

Ebele Ogbue is the Group General Manager, Oil & Gas at United Bank for Africa (UBA) Plc. His responsibilities are to acquire, deepen and manage relationships the Bank has with all operators in the Oil & Gas industry primarily in Nigeria, while providing support and expertise to the bank’s subsidiaries in Africa, the Europe and the US. This includes activities in the upstream, mid-stream, downstream, oil services and oil trading sectors.
Prior to this current role, he was Regional Director responsible for driving the wholesale banking business of the bank in Anglophone Africa, while also representing UBA Plc on the board of the Anglophone African subsidiaries.
He was the Chief Executive Office at UBA Capital (Europe) Limited, a financial services firm and subsidiary of UBA Plc focused on International Trade and Foreign Exchange Transactions into and out of Africa.
Prior to joining UBA Capital (Europe) Limited in April 2010, Ebele was the Chief Executive Officer, UBA Liberia Ltd for two years, which subsidiary he set up as a greenfield operation, while also overseeing the operations of UBA in Sierra Leone towards the end of his tenure in Liberia. He was also a senior member of the team that set up UBA (formerly Standard Trust Bank) in Ghana in 2004, where he was the Chief Credit Officer for three years from 2004 to 2007.
Ebele has worked for other international banks, such as Citibank and Standard Chartered Bank in Nigeria and Ghana, and has a wealth of experience working in the financial services industry in West Africa. He practiced as an Auditor with Price Waterhouse before starting his banking career.
He holds a first degree in Accounting from the University of Lagos, and an MBA from the CASS Business School.

Axel M. Addy

A senior leader with expertise in international trade policy, government, and business climate reforms. Built trust-based relationships across international diverse stakeholder communities enabling Liberia’s record-time
accession to the WTO. Mobilized multiple resources in accordance with various donors’ institutional
management processes, procedures, systems and policies valued over $50 million in direct and indirect
support. Galvanized trade community’s support through consultations and negotiations, instituting emergency
trade measures resulting in no major trade disruptions of primary commodities imports during Ebola epidemic.
Designed and implemented innovations to drive inclusive finance for SMEs, facilitating opportunities of over
$80 million in public procurement contracts and investments. Led a multicultural team of over 250 local and
international professionals in implementing a robust reform agenda resulting in improvements in Liberia’s
global rankings among the top 5 reformers in Africa, for starting a business, in the World Bank’s Doing Business
Ranking and MCC Scorecard on Trade Policy to achieve over $250 million Compact. Served as the chief
diplomat for international trade for Liberia engaging local and international media, participating in international
and local forums as panelists, special guest, producer, host among others.

Wil Bako Freeman

Wil Bako Freeman, a strategic thinker and highly motivated professional with over twenty years of cross-functional experience in a multinational setting has operated in the United States, Ghana, Liberia, and internationally within a variety of sectors and leadership roles. He possesses an extensive working knowledge of Central Banking, Economics, Trading Options, Trade Economics, Regional Integration, Public-Private Dialogue (PPD), Private Sector Development, Credit Risk Management, Asset Liability Management (ALM), and Banking Laws and Regulations and Airport Administration, with proven capacity to work in post-conflict environments and committed to improving the investment and business climates, ultimately attracting Foreign Direct Investment (FDI) during periods of capital flight.

He is a successful designer and implementer of major airport infrastructure projects, including a USD 50 million new passenger terminal, a USD 35 million runway rehabilitation, a USD 10 million cargo terminal, and a USD 3 million new office complex.

Strong organizational abilities to plan and execute large-scale stakeholder convenings such as the Liberia Better Business Forum (LBBF), which establishment drastically improved the investment and business climate in Liberia, resulting in an improvement of 20 points for the country on the World Bank’s Doing Business ranking.

Employs analytical, managerial, and problem-solving skills using clear, yet concise written and verbal communication skills.

Abiola Bawuah

A hardworking, result oriented EMBA holder with over sixteen (16) years’ experience and a detailed knowledge and understanding of banking issues, policies, as well as a dedication to achieving timely and cost- effective results, seeking to lead a team which will enhance the goodwill, increase shareholder value and increase job satisfaction thus position United Bank for Africa (Ghana) Ltd as number one in the industry and make a significant impact on Ghanaian society. Madam Bawuah has several personal and professional acolades to her name including

 Most Profitable Subsidiary Bank, 2016  Best Subsidiary Bank, 2014  CIMG Marketing Woman of the Year, 2016-CIMG  Finance Personality of Year 2016 – Ghana Accountancy and Finance Awards  Woman of Excellence in Finance (2016 CFO Awards)  Woman Rising Award – Best 50 Corporate Women Leaders in Ghana, 2016  Woman Rising Award – Best 50 Corporate Women Leaders in Ghana, 2015  UBA Group CEO Awards – Most Enterprising Leader, 2016  SHEROES Award, 2016  Female Finance Personality of the Year 2014  Female Banking Personality of the Year 2014 among others. She is currently the CEO of West Africa One, responsible for overseeing the affairs of UBA Subsidiaries in Liberia, Ghana, Republic of Benin, Burkina Faso, Cote D’Ivoire, and Sierra Leone.

Angelique Weeks

Mrs. Angelique Weeks has over nine (9) years of combined service as Chairperson of the Board of Commissioners of the national regulatory authorities for the telecommunications and electricity sectors in Liberia. Transactional attorney, seasoned administrator and C-level executive with exemplary management skills. Member of numerous civic and professional Boards, including the Board of Directors for a local bank in Liberia. Ivy League institution executive management education. 10 years tenure with multi-billion dollar energy company (S&P 500 listed utilities group), including 5 years as in-house legal counsel handling broad range of transactional matters (including contracts drafting, review, negotiations, management, administration and dispute resolution) for property acquisition, conveyance and protection, regulatory compliance and corporate governance. Over 14 years in administrative and managerial roles involving strategy, business and product development, government contracting and stakeholder management. Over 15 years combined experience in state government agencies in the USA and Liberia, handling contractual transactions for procurement of goods, works and services, real estate acquisitions, conveyance, and related title issues, public utility ratemaking, regulation and compliance. Strong negotiations, oral advocacy, research, writing and presentation skills. Impeccable integrity.

Ayokunle Olajubu

Mr. Ayokunle Olajubu Abraham is currently the Managing Director/ Chief Executive, at United Bank for Africa Liberia Limited. He is vast with banking experience, having worked and excelled in several capacities as a banker for over 33 years.

He started his professional Banking career in March 1992 at entry level as a Teller with the defunct Nigeria International Bank before moving to the then Citizens Bank in 1995. He joined UBA in 1995 and later moved over to Access Bank where he was deployed as an expatriate staff in Sierra Leone, Cote D’Ivoire, and the Gambia where he became the Managing Director/CEO.

Due to his enthusiasm to continue his career at UBA, Ayokunle rejoined the bank in 2021 as the Group Head of Compliance, and due to his major achievements in banking, he was redeployed to Liberia as the Managing Director/CEO of the Subsidiary.

He is a highly motivated, enthusiastic, and effective team builder with strong leadership and communication skills.

Ayokunle acquired his academic qualifications at the University of Ilorin, the University of Pennsylvania, the United States of America, and the University of Bangor in the United Kingdom. He is an associate member of the Nigeria Chartered Institute of Bankers and also a member of the Chartered Institute of Bankers of England.

 Ayokunle’s career objective has been to enjoy a rewarding career in banking and general management where his varied skills can profitably be utilized to achieve corporate objectives.

Kenechukwu Odigboh

Kenechukwu Odigboh, a professional Banker with over twenty years of experience in Business Development operations, and customer service, has built a career marked by leadership, operational efficiency, and customer satisfaction. Currently serving as the Chief Operating Officer at United Bank for Africa (UBA), Liberia Limited, Kenechukwu plays a pivotal role in coordinating  Operations across the country.

Korvah L. Dorbor

Korvah L. Dorbor is a Candidate for Master of Business Administration (MBA), University of Liberia MBA Program. He is an Alumnus of the University of Liberia Under Graduate Program. He holds a BBA Accounting of the University of Liberia (U.L), 2007, Certificate of Honor – Distinction of Cumlade (U.L), 2007, Certificate of Honor – University of Liberia Honors Society, 2001/2002, Certificate of Participation – IFRS Training – Liberian Institute of Certified Public Accountants (LICPA), 2010, Certificate – Outstanding Performance – International Bank Liberia Limited (IBLL), 2010, Certificate of Participation-IFRS Training – PricewaterhouseCoopers Ghana Limited (PWC), 2011, Certificate of Participation – CBL/KPMG/ATMS/AMSCO IFRS Training, Liberia, 2013, Certificate of Participation Professional Development Seminar on IFRS AJ SILICON Consultants, Nigeria/Baker Tilly Liberia, 2013; Certificate of Participation-International Financial Reporting Standards (IFRS) PricewaterhouseCoopers- (PWC), Nigeria/Keystone Bank Ltd, Nigeria, 2014, Certificate of Participation-Anti-Money Laundering/Counter Financing of Terrorism (AML/CFT) Compliance Training Keystone Bank Ltd, Nigeria/Global Bank (Liberia) Ltd, 2014, Certificate of Completion-UBA Credit Risk Policy Training, UBA Academy, 2016. Certificate of Participation – UBA Plc Empowerment Training, Lagos, Nigeria

Korvah L. Dorbor has over eleven (11) years of management experience in the private sector. Dorbor has performed lower and middle-level management functions in the private sector. His career started with West Africa Fisheries Enterprise in 2005, a Frozen Food company engaged in the importation and sales of frozen food products. He functioned as an Accountant in the above-mentioned entity. In 2008, He subsequently joined International Bank Liberia Limited (IBLL) as Bank Teller. Due to his effectiveness and efficiency, he was later transferred as Customer Service Officer in the Department of Banking Operations. Subsequently, Dorbor was transferred from Banking Operations to the Department of Finance as Accounts Analyst where he last served at the level of Acting Head of the Accounting Department (IBLL).

In 2011, He joined the Guaranty Trust Bank Liberia Limited as an Accountant in the Financial Control Unit where he led different roles that included Preparation and timely submission of statutory returns for regulatory authority (CBL), Quarterly Board Financials, Monthly Performance Review, Management Account for Group Office and etc. which afforded him the opportunity to work with an institution that was involved in subsidiary reporting. He joined Global Bank Liberia Limited in 2013 as Head- Financial Control Unit, the position he held up to August 31, 2015. He joined United Bank for Africa on September 15, 2015, as Deputy Finance Officer of the Financial Control Unit up to present.

Okwudili James Chime

Okwudili James Chime is a professional banker with over 20 years of experience in the industry, primarily focused on operations, internal control, and assurance. Born on April 15, 1972, in Enugu, Nigeria, Chime graduated with a Bachelor of Science degree in Statistics and Economics from the University of Nigeria, Nsukka, in 1999. He further advanced his knowledge with an MBA in Business Administration from Enugu State University (ESUT), showcasing a strong academic foundation that complements his professional expertise.

Chime began his career with United Bank for Africa (UBA) in 2001 as a contract staff member, progressing to a confirmed staff position by 2003. Over the years, he has held various critical roles, including tellering, Funds Transfer Officer, Resident Control Officer and Cluster Control Manager. His responsibilities spanned diverse areas such as cash management, internal audit, compliance checks, and branch operations oversight, ensuring seamless and efficient bank operations.

In May 2023, Chime was appointed the Country Head of Internal Control for UBA Ltd in Liberia. In this role, he is entrusted with ensuring strict adherence to regulatory standards, managing fraud prevention protocols, and training control officers to maintain a robust compliance culture within the bank’s operations.

Chime is also a certified ISO 9001:2015 Auditor and holds multiple qualifications in Health, Safety, and Environment (HSE) standards, highlighting his commitment to quality management and workplace safety. Over the years, he has completed numerous professional courses, including training in risk management, customer service excellence, and relationship management.

Outside of his professional life, Okwudili Chime is an avid soccer enthusiast and enjoys listening to music. His dedication to fostering growth, implementing stringent controls, and ensuring organizational integrity has made him a respected figure in the banking industry.

Lionel Massaquoi

Lionel Kaizer Massaquoi is an accomplished banking professional with over 13 years of experience in Liberia’s financial sector. Currently serving as Head of Digital Banking at United Bank for Africa Liberia Limited, Lionel is skilled in banking operations, marketing, management, and portfolio development. He has previously held key roles within UBA Liberia, such as Branch Manager and Head of Personal Banking, where he excelled in team leadership, customer relations, and strategic growth initiatives. Known for his expertise in youth entrepreneurship and government engagement, Lionel is adept at building and managing productive relationships across sectors. He holds an MBA in Finance from Cuttington University and a BBA in Management from African Methodist Episcopal University. Lionel’s professional accomplishments are underpinned by a dedication to delivering innovative digital banking solutions, enhancing market reach, and fostering a customer-focused culture. His career is marked by strategic thinking, effective communication, and a commitment to organizational excellence.

Vaanii J. Kiazolu

Vaanii J. Kiazolu, Jr. is an experienced finance and risk management professional with over 15 years in the banking sector in Liberia. He holds an MBA in Finance from Cuttington University and a BSc in Economics from the University of Liberia. Kiazolu is currently the Chief Risk Officer at UBA Liberia Limited, where he designs and implements enterprise risk management frameworks, assesses various financial risks and leads compliance and anti-money laundering efforts. Previously, he served as Chief Risk Officer at Bloom Bank Liberia Limited. He also served as Head of Treasury and Head of Risk Management at Global Bank Liberia, where he designed and developed the bank’s risk management framework that covers all risks to which the Bank is exposed, managing liquidity, policy alignment, and credit risk assessments. His early career included roles in grant compliance for USAID projects, credit administration, and financial reporting. Kiazolu’s professional development includes certifications from the World Bank’s IFC, WAIFEM, and international risk and compliance workshops. His comprehensive risk, compliance, and strategic management expertise underscores his dedication to Liberia’s financial stability.

Chidi Emmanuel Anaba

Chidi Emmanuel Anaba started his banking career as the Personal Assistant to the then Managing Director/CEO in 2012 and after three years was redeployed as the Head of Corporate Service where he took charge of the bank’s facilities and procurement activities in 2016 and in 2017 he became the Head of Cash Management Center and later drafted to sales where he became a Relationship manager and later the Head of retail banking in 2019.

In 2021, with the introduction and establishment of the Customer Fulfilment Center, Chidi was drafted to Head the Unit in order to stabilize and strengthen its activities to meet the bank’s standard and in 2022, he was drafted to head the Customer Experience Unit, also a new unit, to stabilize and strengthen it to meet the bank’s standard. He is currently heading the unit and also overseeing the Marketing and Corporate Communication unit.

Chidi Emmanuel Anaba had his tertiary education at the University of Port Harcourt, Rivers State in Nigeria with a Bachelor of Arts degree in Philosophy, He is candidate for Masters in International Law and Diplomacy, University Science and Technology, Rivers State, Nigeria. He has attained other academic programs on Conflict Resolution, Customer Experience, leadership trainings and compliance trainings.

Ulysses Dagbe

Ulysses P. Dagbe is a seasoned Liberian banking professional with over 12 years of progressive experience specializing in risk management, credit assessment, and business development. Holding a Bachelor of Science in Economics from United Methodist University in Monrovia, Liberia, Ulysses is pursuing an MBA in Banking & Finance at the University of Liberia. His professional training includes certifications in Credit Analysis, Customer Acquisition Strategies, and Effective Relationship Management, complemented by in-depth operational, market, and credit risk knowledge.
Since May 2020, Ulysses has served as Chief Credit Officer at United Bank for Africa Liberia Ltd., where he has successfully enhanced asset quality, reduced loan loss provisions, and developed a robust target market strategy for SME businesses. His expertise in training and development has also equipped senior management and relationship officers with vital skills in credit analysis and policy.
Prior to his current role, Ulysses held key managerial positions at UBA, including Branch Manager for both Broad Street and Paynesville Branches. Under his leadership, these branches saw substantial growth in deposit portfolios and profitability. Notably, he achieved a record-breaking increase in accounts at Broad Street in 2019, while Paynesville transitioned from a loss-making to a profitable branch under his stewardship.

Mai Cole

Mai Evelyn Cole is a seasoned finance and administrative professional with a Master of Science in Finance from Cuttington Graduate School, Liberia, and a Bachelor of Arts in Business Administration from African Methodist Episcopal University, Liberia. Known for her integrity, dedication, and ability to manage complex resources efficiently, Mai has established herself as a reliable and results-driven leader in the financial sector. She brings over a decade of experience, blending an analytical approach with a commitment to ethical practices and operational excellence.

Mai began her career in 2003 as a Procurement Clerk at the Liberian Bank for Development and Investment (LBDI), where she handled procurement processes and maintained stringent documentation standards. She later transitioned to the United Nations World Food Programme as a Storekeeper, managing logistics and inventory for WFP’s warehousing unit in Monrovia. This role honed her skills in logistics management, overseeing stock integrity, and conducting regular audits to ensure operational compliance.

Her experience deepened at LBDI, where she served as a Credit Relationship Officer from 2009 to 2015, focusing on credit analysis and client relationship management. Here, Mai developed strategies to identify financing opportunities and monitor key performance indicators to ensure customer success and regulatory compliance.

In 2015, Mai joined the United Bank for Africa (UBA) Liberia as a Credit Analyst, quickly advancing to Branch Manager by 2016. In this role, she oversaw branch operations, supported business growth, and cultivated customer relationships to enhance deposit growth and credit offerings. Since May 2023, she has been the Head of Retail Banking at UBA Liberia, where she is responsible for strategy development, policy creation, and sales team training across all branches in Liberia. Her contributions have driven business growth and expanded customer engagement within the subsidiary.

A skilled communicator and mentor, Mai’s leadership extends beyond administration to inspiring her team to achieve corporate objectives. Her expertise includes managing advertising campaigns, strategic planning, and financial analysis. Additionally, she is adept in Microsoft Office Suite and familiar with various office technologies.

Mai has undergone extensive professional training, including courses in SMEs Credit Appraisal, Microfinance, and Warehouse Management, further solidifying her expertise in finance and operations. Her professional network and strong relationships with corporate leaders make her a valuable asset in any business environment.

Mai Evelyn Cole’s dedication, experience, and comprehensive skills in finance and management underscore her capability to drive impactful changes in Liberia’s banking sector.

Alvin S. Dahn

Mr. Alvin S. Dahn was born unto the union of Mr. Moses K.  Dahn and Mother Christiana Wehyee in Karnplay City, Nimba County.

Mr. Alvin Dahn is a Graduate of the University of Liberia, majoring in Accounting and Management. He has obtained several other certificates, including, a Certificate of Achievement, Microsoft Unlimited Potential Courses, Certificate of Participation, Training on “Customer Acquisition Strategies and Effective Relationship Management”, Certificate Participation, Workshop on Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) for Stakeholders; Financial Intelligence Unit (FIU)/ Central Bank of Liberia.

Currently the Head of Corporate Services at UBA Liberia, he has worked in the banking sector for the Past Thirteen (13) years. He has also served in several other capacities in the sector, including Relationship Manager, Risk Officer, Head of Cash Movement, and Teller.

He is the current National Pastor of the Christ Pavilion Ministries Int’l, Wonders of Praise Chapel, Lakpazee, Sinkor, Monrovia.  As the National Pastor, he is responsible for teaching and preaching the Word of God, evangelizing, planning and organizing the activities of the Church, leading, counseling, and conducting leadership training and meetings to derive programs and innovative ideas to efficiently and effectively run the church in winning souls for the kingdom of God.

Emmanuel Knagay

Mr. Emmanuel Knagay is a Liberia who has served the Liberia Banking sector for the last 14 years in various capacities. In the earlier stage of his career, Mr. Knagay served as an accountant at the International Banks Liberia Limited. He assisted the institution in preparing and submitting several financial and regulatory reports. He also served as a Senior Accountant at the Afriland First Bank. He was very instrumental in setting up the bank’s Finance Department and contributed immensely to transforming the institution’s reporting regularities. He then moved to Global Bank Liberia as the bank’s Chief Finance Officer. At Global, Mr. Knagay oversaw the bank’s entire financial and reporting function. He led the bank’s team in transforming to the new International Financial Reporting Standards.

He has a Master’s Degree in Corporate Finance from the African Methodist Episcopal University. Mr. Knagay is an associate member of several professional bodies including the Association of Certified Fraud Examiners, the Institute of Charter Accountants of Ghana, etc. He holds a Bachelor’s Degree in Accounting from the AME University. He has also earned several postgraduate certificates in various fields including, Accounting, Finance, IFRS, Treasury, etc.

He is the Country Head of Treasury at the United Bank for Africa Liberia Limited. He is overseeing the bank’s Investment, Liquidity, and Treasury functions.

Eduardo Blamo Nyantee II

Born on August 19, 1964, Mr. Nyantee holds a Bachelor of Law degree (LLB) from the Louis Arthur Grimes School of Law, University of Liberia, (2012); Bachelor of Business Administration degree in Accounting from the African Methodist Episcopal University (2001/Honour); an Associate of Arts degree in Accounting from the A. M. E. Zion Community College (1995/Honour) and a Diploma in Accounting from the City Commercial Institute in 1987.

Prior to joining UBA in 2015, he worked as Trial Lawyer (practicing) at the Tuan Wreh Law Firm (2013-2015); General Manager, Newark Cargo Handling Services (2008-2013); Administrative Manager Geoservices Inc. (Water & Sanitation Division)1998-2008; Manager, Phoenix Institute of Information Technology (2000-2003);  and Deputy Business Manager, United Methodist University (formerly College of West Africa Junior College)1997-1998.

He has earned about 26 years of experience both in corporate practice, legal field and as a banker. As a banker, he has earned about 18 months of experience since joining UBA in October 2015 as Legal Officer.

Joseph Sando

Joseph Fatorma Sando holds a Bachelor of Business Administration degree from the African Methodist Episcopal University in Accounting with an emphasis in Management. Certificate of distinction for high academic performance from the African Methodist Episcopal University
He has worked as a wholesale banking staff in UBA Liberia for the past five (5) years in the functions of Relationship Manager, Team Leader-Oil & Gas, Energy, Construction, Agriculture and Mining Sectors-and now Acting Head of said department.

During the course of those functions, he has also participated in several internal & external trainings and as well obtained training certificates from both local and international organizations to include but not limited to International Finance Corporation (IFC)-World Bank Group, UBA Academy, Lagos, Nigeria etc. He is a candidate for Master of Business Administration (MBA), University of Liberia MBA Program-reading Banking & Finance.

Nathaniel S. Dweh

Nathaniel S. Dweh holds a Bachelor in Business Administration (BBA) from the Stella Maris Polytechnic.
He has worked as a Risk and internal control Officer for over 9 years with the Liberian Bank for development and Investment and United Bank for Africa.

Nathaniel obtained both local and international Professional training certificates while he was serving as internal control officer in UBA and LBDI.
Some of these Certificates include but are not limited to the following:
Certificate of Participation Anti-Money Laundering / Countering the Financing of Terrorism (AML/CFT)(CBL), Skills and enhancement training for IT Audit/Control and forensic investigators Lagos Nigeria, Certificate in Fraud prevention and Detection Central Bank of Liberia, Certificate of Participation Fraud Risk Management Association of Certified Fraud Examiners Kenya Chapter (Number 134),Certificate of Participation Audit and Compliance Central Bank of Liberia, One Week Training in Audit & Control Program United Bank for Africa (UBA) Accra Ghana, Certificate of Participation Records Management and Office Procedures Liberian Bank for Development and Investment Monrovia, Liberia.

Nathaniel joined UBA Liberia as internal control May 1, 2012.